Does this sound familiar?

“Once upon a time, there was a neighborhood. The rent was cheap, the community colorful and diverse, the conditions ripe for experimentation and creative expression. Artists and cultural purveyors… decided to move in. The neighborhood began to flourish, first with murals and block parties, and later with restaurants and indie shops.

But soon, real estate developers, too, began to take note. … The neighborhood dynamic began to change, and with it, the affordable rent. The artists moved on, the residents were displaced, and the neighborhood landed on a Conde Nast list of the “Top Five Cities to Visit in 2018.”

So starts today’s Your View from Nicole Martinez, where she paints a picture we know well in Miami and introduces us to a public art ordinance up for a vote in September.

WHAT IT IS: A City of Miami ordinance that would require developers to either include public art in their new projects or build affordable housing and studio space for local artists in exchange for permission to add more units (aka a density incentive, aka an opportunity to make more money on the project).

WHY IT MATTERS: Artists aren’t exactly rolling in dough unless they’re wildly successful, so they often move into lower income neighborhoods. The creativity they bring – in the form of murals, studios, and small galleries – ends up attracting development and people with more money to spend on rent. Artists end up priced out and pushed into other neighborhoods. This ordinance would help keep parts of those neighborhoods  affordable for artists.

WHERE TO LEARN MORE: Nicole’s Your View and the next Creator’s Lounge on on July 31 at CIC Miami. The topic is “Solving the Studio Gap” and it will be moderated by YoungArts’ Dejha Carrington, featuring local artists, developers, and city officials.

Spend your Whole Paycheck without leaving the house. A couple weeks ago, Amazon announced that local Prime members will get discounts on certain Whole Foods products. Now, they’re doing us one better: Miami-Dade, Broward, and Palm Beach Prime members will also now have free Whole Foods delivery. (Miami Herald)

Drowning in debt. Right now, federal flood insurance – the National Flood Insurance Policy – doesn’t take sea level rise risk into account. That’s going to change soon, and when it does, it’s going to be a doozy for property owners. FEMA, which manages the flood insurance program, says it wants to move to “risk-based pricing” by 2020, ending the subsidies that keep insurance costs below what they really should be in coastal, flood-prone areas like SoFlo. They have to do it to deal with the insurance program’s massive debt, but when the change happens, it’s going to affect homeowners and the investors who keep our local economy humming. (Miami Herald, WLRN)

Bumbled brewing. When Hurricane Irma was bearing down, the folks at Concrete Beach Brewery had bigger things on their minds than what was happening in their fermentation tanks, and they accidentally left one beer bubbling along for three whole weeks. It should have been terrible, but it was actually fantastic, and now they’re making more. They’re calling it “Bouvalay,” which is basically Miami-Haitian slang for BS. (Miami.com)

Closing time. The flight school that owns the planes that collided in mid-air over the Everglades last week has now shut down. “We can’t live with ourselves; the crash devastated us,” said Robert Dean, the owner of Dean International, when announcing the closure. The school mostly served international students from Saudi Arabia, India, and Latin America. (Miami Herald)

Catching up. On Monday afternoon, a Miami Beach building in the midst of a two-week demolition collapsed unexpectedly. Here’s what we know about the building at 57th Street and Collins Avenue: it used to be the Marlborough House and the new development going up in its place had to overcome a ton of neighborhood opposition to its design. The company handling the demolition has a few OSHA cases, but there were no details on those available, and there’ve been no changes to the construction plans announced. (The Real Deal)

More to be done. Amid a broader debate about campus safety and sexual assault, UM is in hot water. In 2014, two UM football players were removed from the team and expelled for raping a female student. Instead of facing jail time, they were placed in a program for first-time offenders, and required to do 100 hours of community service and attend sex-offender treatment classes. The victim is now suing UM, accusing the university of failing to protect a student athlete who was a minor (she was 17 at the time). She says that the university is negligent because it doesn’t have sufficient  policies to prevent sexual assault and rape in dormitories. (Miami Herald)

THAT’S ALL FOR TODAY.

We’ll catch you mañana.

– The New Tropic